Lu Yin grew serious. “I will definitely return it. In fact, I borrowed two million star energy crystals before and paid it back just now.”

“Is that so?” Lulu looked at Lu Yin suspiciously. “Come to think of it, you wouldn’t just vanish like that Silver guy, would you? That would make you even more despicable than him, since at least he didn’t borrow any money before taking off.”

Lu Yin was rendered speechless. “I already told you—I’m not friends with Silver. Do you have money or not? You’re probably broke.”

“Broke? What a joke, I’m a Mavis! A Mavis!” Lulu exploded before flamboyantly taking out a purple card. “Go and spend to your heart’s content.”

Lu Yin retrieved it with delight. He had seen this kind of card before, and he knew that it only stored star essence. It looked like this woman was rich indeed.

“Thank you! How much is inside?” Lu Yin was ecstatic.

Lulu smiled and proudly raised her head, “Forty star essences.”

Lu Yin’s eyes gleamed, “Thank you.”

“What are you thanking me for? This isn’t a free loan.” Lulu then craftily looked at Lu Yin. “There’s interest on this loan.”

Lu Yin grimaced. “Right, you represent the Mavis Bank, and a bank must collect interest. How much?”

Lulu’s face turned serious. “I want to inspect the Great Yu Empire’s imperial palace.”

Lu Yin’s eyes...