Having the bank come to him was a good thing. 

After leaving the villa, Xia Lei suddenly said, “Fan Fan, wait a moment, I need to relieve myself.” 

“All right, I’ll wait for you,” said Fan Fan. 

Xia Lei went to the villa's bathroom and fished out his phone to call Qin Xiang. “Wait ten minutes and then call my office pretending to be someone from the bank, understand?”

Qin Xiang’s voice came from the phone, “What am I pretending to be somebody from the bank for?”

“You don’t have to bother about that, just keep calling pretending to be whatever executive from ICBC, or the Agriculture Bank or whatever.” 

“Then what should I say?” 

“You can say whatever, just speak quietly.” 

“Alright then, I’ll call in ten minutes.” Qin Xiang hung up. 

Xia Lei put away the phone and left the bathroom after waiting two minutes. He left the villa and went to the office with Fan Fan. 

The guy Fan Fan had brought wasn’t the company boss, of course, but just a boss of one of the branches. His name was Chen Zhang and he was around fifty years old. He...