Even the soldiers from the Chu clan’s Red Cloak Army couldn’t help but stare at one another. Their young master was more than a little shameless.

“Where in the world do you see anyone collecting interest right after making a loan? At the very least, you should wait a year!”

You have successfully trolled Mei Chaofeng for 200 Rage points!

“Ah? There isn’t such a practice?” Zu An looked around in confusion, feigning ignorance of the rules of these financial practices.

Chu Chuyan wished the ground would open up and swallow her whole. Why in the world had she chosen such a shameless fellow as her husband? 

“The usual practice is indeed to collect the first interest payment in a year’s time. However, based on what I know, Sect Master Mei does practice ‘90% for 130%’, so I don’t think it’s unreasonable for us to collect seven-hundred-and-fifty thousand silver taels in advance.”

The so-called 90% for 130%’ referred to a common practice of loan sharks. The loan shark would sanction a loan with a ten-percent interest rate, but only give the individual 90% of the agreed amount. He would then demand 130% back at the end of three months. Many individuals had been driven to bankruptcy by these loan sharks and their shady practices.

Chu Chuyan considered the ten-percent-per-annum interest rate to be extremely merciful, considering The Plum Blossom...